000			02151cam a2200265 a 4500
001			vtls000011182
003			VRT
005			20250102224643.0
008			120902s2011 maua |b 001 0 eng
010			_a2010-043334
020			_a9780815705031
039		9	_a201402040221 _bVLOAD _c201209021012 _dlaila _y201209021012 _zlaila
050	0	0	_aHG3756.U54 _bM688 2011
245	0	0	_aMoving forward : _bthe future of consumer credit and mortgage finance / _cNicolas P. Retsinas and Eric S. Belsky, editors.
260			_aCambridge, Mass. : _bJoint Center for Housing Studies, Harvard University ; _aWashington, D.C. : _bBrookings Institution Press, _cc2011
300			_aviii, 264 p. : _bill. ; _c24 cm.
504			_aIncludes bibliographical references and index.
505	0		_aRebuilding the housing finance system after the boom and bust in nonprime mortgage lending / Eric S. Belsky and Nela Richardson -- How should we serve the short-term credit needs of low-income consumers? / Rachel Schneider and Melissa Koide -- A changing credit environment and its impact on low-income and minority borrowers and communities / Marsha J. Courchane and Peter M. Zorn -- Alternative forms of mortgage finance : what can we learn from other countries? / Michael Lea -- The Home Mortgage Disclosure Act at thirty-five : past history, current issues / Allen Fishbein and Ren Essene -- Loan-level disclosure in securitization transactions : a problem with three dimensions / Howell E. Jackson -- The regulation of consumer financial products : an introductory essay with a case study on payday lending / John Y. Campbell ... [et al.].
520			_a"Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness, protect consumers, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choice"--Provided by publisher.
650		0	_aConsumer credit _zUnited States. _945236
650		0	_aMortgage loans _zUnited States. _945237
700	1		_aRetsinas, Nicolas Paul, _d1946- _945238
700	1		_aBelsky, Eric S. _945239
942			_2lcc _n0 _cBK
999			_c21033 _d21033